Home Guard, American Residential Warranty, and the Home Service Club. Sarah Sharkey. Written bySarah Sharkey. Sarah SharkeyInsurance Writer. 7+. Home warranties are not the same as a homeowners' insurance policy. A Types of Insurance AutomobileHomeowner/ResidentialLife And AnnuityLong-Term. Coverage could include damages to the home, furnishings, and other residential assets. A home warranty plan is a residential service contract that repairs. American Residential Warranty offers four home warranty plans, from a comprehensive plan to only coverage for your HVAC units. Since I have had American Residential Warranty I have had excellent service & warranty coverage. I have had American Residential home insurance for some years.
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